Customer Credit Ledger
Track every YOU GET / YOU GAVE entry with running balance for each customer — just like a digital udhaar khata.
Free Credit · Bahi Khata · OK Credit Style · by Preetam Patel
Free Credit, Bahi Khata &
Credit Ledger
Bill Sharing
Cash Closing
Management
Free Credit, Bahi Khata &
Udhaar App – All in One Place
CredFlow by Preetam Patel is a free credit system — digital bahi khata, lal diary, hisab kitab and udhari ledger — to manage customers, payments, invoices and cash closing. Made for Indian shops (OK Credit / OkCredit style).
Customer
Credit Ledger
Invoices &
Bill Sharing
Daily Register &
Cash Closing
Staff & Role
Management
Create your free business account in 1 minute
- 100% Free
- No Credit Card
- No Hidden Charges
- Works on Mobile & Desktop
Free & Unlimited
100% free to register and use. No limits.
Secure & Private
Your business data is private and safe.
Mobile Ready
Works like an app on your mobile.
Grow Your Business
Track, analyse and grow your business easily.
How It Works
Start in 4 Simple Steps
Create your account and start managing your business in just a few minutes.
Register Free
Create your business account
Add Customers
Import or add your customers
Record Entries
Credit, payments & invoices
Track & Grow
Reports and cash closing
Everything You Need to
Manage Your Business
- Customer Credit (Udhaar) Ledger
- Payment Entry & Balance Tracking
- Professional Invoices & PDF
- Daily Sales & Expense Register
- Cash Closing & Reports
- Staff Roles & Activity Log
Daily Register
Sales
Expenses
Total Sales
₹ 8,450.00
Features
Everything a Shop Needs, Nothing It Doesn't
A complete credit system built around how Indian shops actually work — udhaar khata, bills, daily cash and staff.
Invoices & Bill Sharing
Create GST-friendly invoices with items, tax and discount. Print, download PDF or share instantly on WhatsApp.
Daily Register
Record daily sales and expenses, then close the day with an accurate cash closing summary.
Payment Reminders
Set reminders for pending udhaar so no payment gets forgotten, with due-date notifications.
Staff & Roles
Invite Managers and Staff with role-based access, and review every change in the activity log.
Reports & Backup
See business reports at a glance, export data, and keep SQL backups of everything you own.
Pricing
Free Forever. No Hidden Charges.
CredFlow is free to register and use — no credit card, no trial period, no surprise bills.
Most Popular
Free Business Account
₹0 / forever
Everything you need to run your shop's credit book.
- Unlimited customers & entries
- Invoices, PDF & WhatsApp share
- Daily register & cash closing
- Staff roles & reminders
- Secure email OTP login
Self-Hosted
Open source
Run CredFlow on your own hosting with full control of your data.
- All business features included
- Your own database & backups
- Custom branding & logo
- Works on shared hosting / cPanel
- MIT licensed
Testimonials
Shop Owners Love the Simplicity
Built with feedback from kirana, hardware and wholesale shops.
★★★★★
“Pehle diary me udhaar likhta tha aur hisaab bhool jata tha. Ab har customer ka balance phone pe dikhta hai — collection bahut easy ho gaya.”
R
Ramesh Patel
Kirana Store, Rajkot
★★★★★
“Invoice banake WhatsApp pe bhejna 10 second ka kaam hai. Customers ko professional bill milta hai aur mujhe record.”
S
Sunita Shah
Medical Store, Surat
★★★★★
“Daily register aur cash closing se din ka hisaab raat ko hi clear ho jata hai. Staff ko alag login diya hai, sab track hota hai.”
V
Vijay Traders
Wholesale, Indore
Why shops choose CredFlow
Credit, Bahi Khata, Lal Diary & Hisab Kitab — One App
CredFlow by Preetam Patel (search: Preetam Patel CredFlow) replaces paper bahikhata, lal dayri and notebook hisab kitab with a free digital credit / udhari system — built as an OK Credit / OkCredit style alternative.
Bahi Khata & Lal Diary
Digital बही खाता and लाल डायरी — har customer ka udhaar / udhari balance phone pe, bina page phadne ke.
Hisab Kitab
Daily हिसाब किताब: sales, expenses, cash closing — din ka hisaab raat ko clear.
OK Credit Style + PWA
OkCredit jaisa simple ledger, plus invoices. Install on Android, iPhone & desktop — Add to Home Screen.
FAQ
Frequently Asked Questions
Credit, bahi khata, OK Credit, udhaar aur Preetam Patel CredFlow — common sawaal.
Is CredFlow a free credit system like OK Credit / OkCredit?
Yes. CredFlow by Preetam Patel is a free credit book / udhaar khata app for shops — similar to OK Credit style customer credit tracking, with invoices and daily register. No subscription required to start.
Can CredFlow replace bahi khata, lal diary and hisab kitab?
Yes. It is a digital bahikhata / lal dayri (लाल डायरी) and hisab kitab (हिसाब किताब) app — record udhaar / udhari, payments and daily cash on mobile, iPhone or desktop.
What is a shop credit system or udhari app?
A credit system (udhaar / udhari) tracks how much each customer owes or has paid. CredFlow stores every YOU GET / YOU GAVE entry, balance, reminders, and invoices in one place.
Who made CredFlow? Is it Preetam Patel CredFlow?
Yes — CredFlow is built by Preetam Patel. Search “Preetam Patel CredFlow” or “CredFlow Preetam Patel” for the official free credit / bahi khata app.
Can I use CredFlow as a free OK Credit alternative on iPhone?
Yes. Works in Safari on iPhone/iPad and Chrome on Android/desktop. Use Share → Add to Home Screen for a full-screen PWA app icon.
Is my business data safe?
Your data is private to your business account, protected by secure email OTP sign-in and role-based staff access. You can export or back up your data anytime.
Start your free credit book today
Register in a minute and manage customers, udhaar, invoices and daily cash from any device.
Contact
We're Here to Help
Koi sawaal ya suggestion ho — bata dijiye, hum jaldi reply karte hain.
Email Support
officialpreetam.patel@gmail.com
Help Center
Raise a support ticket
About CredFlow
Learn more about the app